Who we are
Our website address is: https://insuranceofcourse.com. This website is owned by Wordformula Consulting (hereinafter referred to as “Worformula“).
This privacy policy refers only to the use of the Website. The privacy policies referring to the use of other websites that belong to Wordformula are published in their respective privacy policies.
Wordformula is the data controller of the personal data collected through the Website.
Wordformula respects the privacy of all Users of the Website (hereinafter referred to as “Users“) and has implemented measures intended to protect personal data that the Users send to Wordformula. These measures aim at ensuring that the Users are aware of all personal data that they send to Wordformula, as well as of the processing that this data is subjected to.
The Users are in control of their personal data as data subjects.
Personal data collected on specific cases
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
Visitor comments may be checked through an automated spam detection service.
Security logs
Our server monitors Internet Protocol (IP) addresses of its visitors in order to prevent abuse, attacks and malicious activities. The IP addresses of Users with harmful activity will be blocked; the logs containing IP addresses are rotated every 3 months and during this process all IP addresses are anonymized. We will not combine these IP addresses with other identifiers or request information from Users’ Internet Service Providers (ISP) in order to identify the Users. The Website is part of a network of sites that protects against distributed brute force attacks; to enable this protection, the IP addresses of visitors attempting and failing to log into administration panels of the Website are shared with a service provided at ithemes.com; for privacy policy details of this service, please see the iThemes Privacy Policy.
Basis for IP address monitoring: legitimate interest; it helps us maintain the Website, its visitors and the whole Web more secure.
Browsing and access to contents of the Website
We collect Users’ IP address, localization, device, browser, operative system, browsing behavior and ISP and share it with third-party tools (Google Analytics, acting as data processor) exclusively to monitor the performance and traffic of the Website. The IP addresses are anonymized before storage on the Google servers. The Users can opt-out from this data collection. This anonymous data is stored for two years.
Basis for the collection of this data: Users’ explicit consent by accepting cookies in the cookie notice banner.
Messages sent through contact forms or directly by email
If the Users contact us directly via email or use our contact form (which also ends up with the Users’ email addresses and messages in the inbox of our email address), the Users will be sharing their email addresses with us. We will use them just to follow up Users’ queries. We will not share or sell Users’ email addresses.
Newsletter subscription forms
The Users that apply to subscribe to newsletters will share with us their email address, eventually a name as well, with the purposes of receiving periodical updates on the contents available online or information about tools, products or services that may be of their interest. We share these data with third-party tools (newsletter management platforms, who act as personal data processors) for the purposes of automation. These data will be kept until the Users request the cancellation of their subscription; this cancellation may be easily conducted by clicking on a hyperlink present in each newsletter or by contacting Wordformula directly.
Reading contents of the Website
We use fonts from Google (Google Fonts) in order to let the Users read fonts that are easy to read and fast to load. This Google tool allows Users to load the fonts fast and, if the Users have previously visited any website with those same fonts (and thus transferred the fonts previously from Google servers), the Users will not have to transfer them again, which speeds up the navigation experience at a global level. The transfer of the fonts is conducted directly from Google servers when the Users open this Website; in this process, Google has access to the Users’ IP and acts as a data controller. This Website does not control the data collected by Google in this process (see Google’s privacy policy).
Visualization of advertisements
The Website contains advertisements, which are shown to the Users along with the actual content of the Website.
Visualization of non-tailored advertisements
In order to show non-tailored advertisements, we collect and share with third parties (advertising network management platforms) the identification of the Users’ device so that these third parties can combine that information with a non-precise location (e.g. at city level) with the purposes of showing advertisements related to the content of the Website with a certain degree of geographical targeting. The Users may opt-out from this data collection.
Visualization of tailored advertisements
In order to show tailored advertisements, we collect and share with third parties (advertising network management platforms) the identification of the User’s device so that these third parties can combine this information with data that they already hold (e.g. search history, activity on websites or apps, demographics ou location) with the purposes of tailoring the advertisements shown so that it is more interesting and customized to the Users. The Users may opt-out from this data collection.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
What rights you have over your data
If you have left comments on this site, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Data breach
Should Wordformula become aware of any situation that endangers the integrity of personal data collected or that represents a risk to data subjects, Wordformula will strive to contact immediately the data subjects affected and alert the National Commission of Data Protection.
Sensitive data
Wordformula does neither request nor aims to request user data that falls into sensitive categories (i.e. information about health, race, sexual orientation, religion or political opinion) through the Website.
Privacy of children
Wordformula does neither request nor aims to request personal data from people under legal age through the Website.
Links to third-party websites
The Website may contain links to websites or apps that belong to third parties. Each of these websites will have their own use and privacy policies; Wordformula is not responsible for the interaction that the Users may have in those third-party websites and encourages the Users to read their policies.
Changes to this privacy policy
Wordformula may change the terms of this policy from time to time. Such changes will be reflected on this page; the Users can and should check this page upon every visit to the Website. If the use of certain personal data is changed, the Users affected will receive a notification in order to allow or deny such new use before the enforcement of those changes.
Contact information
Should you have any queries regarding your privacy or want to exercise your rights as data subject, please feel free to reach out to us using the following contacts:
Email address: privacy@wordformula.consulting.
Postal address: Wordformula Consulting, Lda. Data Protection Office Rua Manuel Moreira da Costa Júnior, 751 1 B 4405-571 Vila Nova de Gaia, Portugal.
Additional information
Wordformula takes all reasonable measures to ensure that the transfer of personal data between the Users and Wordformula is made on a private and secure manner, e.g. by using SSL certificates and data encryption. The Users should also make sure that such transfer is not violated by external factors such as the presence of viruses or Trojans on their devices.
Wordformula studies all its processes and makes all reasonable efforts to minimize the amount of personal data that is necessary for each specific objective.
Wordformula encourages its Users to be responsible and diligent during Web browsing and to maintain their devices updated and protected.
Wordformula plans data protection by design and by default, making sure that the provision of new services and activities or new features for its existing services and activities carries the implementation of the relevant data protection measures, from the early stages of development.
Personal data is stored in secure servers and devices, which are protected by the implementation of reasonable security measures.
This privacy policy may be superseded by applicable laws or court orders.
This privacy policy was last updated on February 12, 2024.